Internet Banking and Bill Pay
The most personal and most private service to be offered by Peoples Bank of Virginia is Peoples Online Personal Internet Banking, a close companion to our On Call phone-access service. From the privacy of your home or office, or anywhere you have internet access, you can move funds, check balances, open or close accounts and pay bills. This secure, online banking account is free to our customers.
Regular Checking Accounts
Peoples Bank Regular Checking is ideal for the routine daily and monthly needs of any individual or family customer. When the average daily balance stays above $500, these accounts have no fees; and only $5 per month if the balance falls below $100. Customers 65 and older are exempt from monthly service charges.
Personal NOW Accounts
Earn interest on the money in your checking account when you maintain an average monthly balance of $1,000. And you have unlimited check writing. Peoples Bank NOW Accounts pay interest at the current market rates. When rates increase, so does your return. If the balance falls below $1,000, a monthly service fee is charged.
Master Money Check Card
As a customer of Peoples Bank, you have access to convenient 24-hour ATMs for cash withdrawals and balance inquiries as part of the worldwide Pulse network.
Your Master Money Card, with the MasterCard logo for easy recognition, functions on the Intercept network. With the requisite balance in your Peoples Bank account, you can make purchases for goods and services anyplace that accepts MasterCard.
Peoples Bank On Call
From the nearest touchtone phone, you can conduct business with the bank. Check balances, verify checks paid, or confirm deposits. You set your own Personal Identification Number (PIN), which you can change at any time, to access personal and private information. However, a member of our customer service team is also available to assist you.
Regular Savings Accounts
Peoples Bank Regular Savings Accounts are another personal tool for accomplishing immediate and long-term financial security. Interest rates are calculated at the current market rate and compounded monthly.
Money Market Investments
You have the advantage of interest rate peaks with Peoples Bank Money Market Accounts. Competitive rates are compounded monthly. Maintain a balance of $1,000 to avoid monthly service charges, and make unlimited cash withdrawals or up to six pre-authorized drafts and checks per month.
Certificates of Deposit
Yet another tool for your continued financial growth, CDs at Peoples Bank come in maturities ranging from 30 days to five years, all at guaranteed rates. A minimum of $500 is required for a CD. A variety of interest payment options is available.
Individual Retirement Accounts
Peoples Bank customers have options of flexible IRA plans, regular, self-employed (SEPs), or Roth IRAs. Each one defers taxes until you retire and draw on the account at which time you benefit by being in a lower tax bracket. As a Peoples Bank customer, you can select from any of our FDIC-insured products.
Personal Lines
Every individual who is our customer has different credit needs. That’s why we offer several revolving lines of credit with attractive features for those short-term obligations. Qualified applicants are eligible for our unsecured Executive Line. Homeowners may qualify to use the equity in their home as another line of credit. Personalize all these features by tying your equity line to your checking account to avoid overdrafts.
